A term sheet will usually include the following commercial items, which are the key subject matter in a debt raising process:
| Facility | Name of the Facility |
| Facility Amount | Up to [Currency] millions |
| Purpose | To finance eligible costs in accordance with the agreed project budget |
| Currency | Currency of the financing |
| Availability Period | from the date of Financial Close until the earlier of: 1) Completion date 2) a fixed number of months prior the first repayment date 3) a long stop date 4) full utilization of the facility |
| Interest | Interest is the sum of 1) Reference Rate 2) Margin calculated on the number of days elapsed and a 360 day year |
| Reference Rate | e.g. 1M/3M/6M EURIBOR / LIBOR |
| Margin | quoted in basis points p.a. |
| Interest Periods | e.g. 1, 3 or 6 months |
| Interest Payments | Interest will be payable in arrears |
| Default Interest | Overdue amounts will bear interest at the applicable Interest rate, plus a certain percentage |
| Arrangement Fee | a certain percentage of the Facility Amount, due and payable e.g. at the earlier of first draw down and a fixed date |
| Commitment Fees | a percentage of the applicable Margin, accruing from the date of signing until the end of the Availability Period on committed but un-drawn amounts |
| Maturity | e.g. a fixed number of years after financial close |
| Repayments | e.g. as per the repayment schedule set in the Financial Model (with repayments sculpted to a minimum required cover ratio) |